Wichita, Kansas · Serving Investors Nationwide

Hard Money, Private Money & Institutional Lending, Arranged for Your Deal

Barts Bucks LLC is a lending broker, not a bank and not a single lender. Our team connects real estate investors and businesses with the right lender for the deal, whether fix & flip, DSCR, ground-up construction, bridge, commercial, SBA, or business funding, through our lender network.

Loan Terms at a Glance

Loan Amounts
$50K to $2B+
Credit
FICO 640+
Loan-to-Value
Up to 90% LTV
Payments
Interest-only options
Collateral
Real estate preferred
Coverage
Nationwide U.S.
Cash-Out
Available, access your equity
Documentation
Streamlined for some loans
Foreign Nationals
Accepted

Start Here

Pick the path that fits your deal. Each request goes to our team, and we match it with lenders in our network and come back to you with options.

CRE Loan Request

Pre-qualify for any type of commercial real estate loan: fix & flip, DSCR, ground-up construction, bridge, hard money, commercial and SBA. For investors and owner/users buying, refinancing, or improving real estate.

Start a CRE Loan Request

Business Funding & Equipment Funding

Pre-qualify for business funding, including equipment funding for the tools, vehicles, and machinery your business runs on. For operating businesses of any age.

Start a Business Funding Request

Loan Programs We Arrange

One broker, a full shelf of programs. Because we work through a lender network instead of one lender's guidelines, we can place deals that don't fit a single box.

Owner/User Loans

Financing to acquire, refinance, or improve the property your business occupies.

Investor Loans

Flexible financing for purchasing, refinancing, or improving commercial real estate investments.

Fix & Flip

Short-term financing for purchase and rehab, built around your exit strategy.

DSCR Loans

Long-term rental loans qualified on the property's income instead of your tax returns.

Ground-Up Construction

Financing for new residential and commercial construction projects.

Bridge Loans

Short-term capital to move on a deal now and refinance or sell later.

Hard Money / Private Money

Asset-based, speed-focused lending for deals that can't wait on a bank.

Commercial & SBA Loans

Including SBA 504, with favorable terms, lower down payments, and extended repayment for small businesses.

Full Doc & Lite Doc

Documentation options from full tax-return underwriting to streamlined lite-doc programs.

30-Year Fixed

Long-term, fixed-rate financing for buy-and-hold investors who want payment certainty.

Business Funding

Working capital and growth funding for operating businesses.

Equipment Funding

Funding for the equipment purchases that keep your business moving.

See All Programs in Detail

Why Choose Us

A Broker Works for You

A lender sells one product. We shop your deal across our lender network of hard money, private money, and institutional lenders to find the fit for your project and your timeline.

Customized Solutions

We offer tailored financing solutions designed specifically to meet your unique needs and goals.

Flexible Options

Whether you prefer interest-only plans or require full documentation or lighter documentation, we've got you covered. Our diverse range of options provides the flexibility you need in today's dynamic market.

Meet the Team Behind the Deals

Barts Bucks is a team, not a one-man shop. From the first call to the closing table, our team works your file: structuring the request, matching it with lenders, and keeping the process moving. Based in Wichita, Kansas, placing loans nationwide.

More About Our Team

Closed Deals

Recent deals our team has helped place: real projects, real investors, funded through our lender network.

Brick single-family home in Alabama funded with a $150,000 cash-out refinance arranged by Barts Bucks

$150,000 Cash-Out Refinance · Alabama

120 Windsor: Capital Recovered

This one had a story behind it. An investor's first private money deal didn't go as planned; what started as a 90-day fix & flip turned into a much longer process, and he took the property back through a deed in lieu. He needed a way to recover his invested capital and get moving again. We helped him close a $150,000 cash-out refinance, giving him the opportunity to put that capital back to work. Not every deal goes according to plan; sometimes it's about finding the right solution when things take an unexpected turn.

California earthquake home before renovation, shifted off its foundation
Before
California earthquake home after a funded fix and flip renovation
After

$125,000 Fix & Flip · California

123 Belleview: The Earthquake Home

Another fix and flip funded, and another house on its way to becoming a quality home. This California project was an "earthquake home" that had shifted off its foundation. We usually steer clear of foundation-heavy flips, but this investor had his ducks in a row and executed it the right way, and it turned out great. This is what Barts Bucks is built for: helping real estate investors turn challenging projects into profit.

Loan Product Brochure

Want the full picture in one document? Download our Loan Product Brochure for programs and terms.

Download the Loan Product Brochure

Connectors: Send Us a Deal

Realtors, wholesalers, and fellow professionals: if you have a client or a deal that needs funding, send it our way. Our team will work the deal through our lender network and keep you in the loop. Start with a call or book a time to talk it through.